Below are the cut-off times for processing transactions.
ACH - Automated Clearing House Transactions
| ACH Type | Cut off Time | Settlement Time |
| Same Day | 9:00AM PT | Same Business Day Transactions sent after the cutoff time will be included in the Next Day ACH batch at 3:00 PM PT. Same-Day pricing will still apply. |
| Next Day | 3:00PM PT | Next Business Day Transactions sent after the 3:00 PM PT cutoff time will be included in the following business day's ACH batch. |
Fed Wire US
| Type | Cut Off Time | Settlement Time |
| FedWire | 12:00PM PT |
Same Business Day Domestic Wire transactions sent after the cutoff time will be processed the following business day. |
Swift Payments - International
| Type | Cut Off Time | Settlement Time |
| SWIFT | 9:00AM PT |
Same Business Day International Wire transactions sent after the cutoff time will be processed the following business day. |
RPPS
| Type | Cut Off Time | Settlement Time |
| RPPS | 1:00PM PT |
Same Business Day Transactions sent after the cutoff time will be included in the following business day's RPPS batch. |
Check US
| Type | Cut Off Time | Settlement Time |
| Check US | 3:00PM PT |
Will vary by the external bank the check is being deposited to. Once the check has been deposited, the bank will hold the funds for a period of time before clearing the check. |
Comments
Please sign in to leave a comment.