What does it mean when I receive a chargeback on an RDC?

Question

In some cases, our partner bank informs us that a check has been charged back. What does 'charged back' mean in this case? 

Answer

If you write a check for an amount that exceeds your account balance, your bank can refuse to pay that check when the check recipient or the recipient's bank presents it for payment. Banks also refuse to honor checks in the event of fraud, and this often occurs when an account holder reports a checkbook as having been lost or stolen. It can take a few days for a bank to return a check to the check recipient's bank, so the person who deposited your check may not see funds being deducted from his account until several days after the deposit occurred. It can take a few days for a bank to return a check to the check recipient's bank, so the person who deposited your check may not see funds being deducted from his account until several days after the deposit occurred.